Terms & Conditions


The information, material and content appearing on the Stand-Up Advisor website, including pricing information from a third party quoting system, (the “Information”) is believed to be reliable when posted. While we try our best to ensure the Information is accurate, complete and up-to-date at all times, the Information may include technical inaccuracies or typographical errors and Stand-Up Advisor, its employees or agents cannot be held legally responsible for these errors.

Stand-Up Advisor also reserves the right to change, alter or remove Information at any time without giving prior notice.

Availability of products and services

The products, services and Information contained on the Stand-Up Advisor website are not available outside of Quebec. In addition, Stand-Up Advisor does not intend to offer or solicit any person 1) in any jurisdiction in which an offer or solicitation is not authorized or cannot be legally made, 2) to whom it is unlawful to make an offer or solicitation. For information specific to any jurisdiction outside of Quebec, please contact your financial advisor.

Please be aware of the laws of your country and/or region. If you choose to access the Stand-Up Advisor website, you do so on your own initiative and are responsible for following all applicable local, national or international laws.

Not offering advice

All Information on the Stand-Up Advisor website is for informational purposes only and is not intended to provide specific financial, investment, insurance, legal, accounting or other advice to you. The Information on the website should not be considered a substitute for seeking the advice of a professional advisor with regards to purchasing, or intending to purchase, an investment or insurance product or financial service. Your advisor can help to ensure that your own circumstances have been properly considered and assessed.

No Warranties

Stand-Up Advisor provides the Information on the website as an “as is, where is” basis and does not make any guarantees, either implied or expressed, regarding representations, or endorsements with respect to the website or the Information contained therein.

Stand-Up Advisor does not guarantee that the website will be available at all times and meet your requirements, or that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

You are solely responsible for taking all necessary security precautions, including, but not limited to, backing up data and scanning for computer viruses or other destructive properties.

The Stand-Up Advisor comic is intended for entertainment purposes only. The characters and story are fictional and Stand-Up Advisor does not claim to make any representations of any institution, corporation, organization, individual or other body through the comic, its characters or its story.

Intellectual property

The Information on the Stand-Up Advisor website is for personal use only and is protected under the copyright laws of Quebec and Canada.

The Stand-Up Advisor logo, website content, and comic book drawings and animation, including all visuals, characters, names and other elements of the story, are owned by Stand-Up Advisor and are protected by trademark, copyright, and other intellectual property laws. All Rights Reserved. The characters and story content are all original creations and any similarities to persons living or dead is purely coincidental.

With exception of artwork used for review purposes, none of the contents of this website may be reprinted or redistributed in any form without the express written permission of Stand-Up Advisor. Violators of such actions may be subject to legal action.

All rights in the products and creations identified are owned by Stand-Up Advisor, or the party designated as the owner of the rights.

This site is © Stand-Up Advisor 2009-2010. All Rights Reserved.

E.&.O.E. WinQuote™ is a trademark of CompuOffice Software Inc.

Communication Any unprotected email communication over the Internet is, as with communication via other mediums (e.g. cellular phones, post office mail), not secure or confidential, subject to possible interception or loss, and possible alteration. You should not send any confidential, proprietary or sensitive information through these media. Stand-Up Advisor is not responsible, and will not be liable to you or any one else, for any damages in connection with an email or text message sent by you to Stand-Up Advisor.

Liability and linking

Stand-Up Advisor is not responsible, nor will it be held liable to you or anyone else, for any damages arising out of websites linked to from the Stand-Up Advisor website; the websites, the content on the websites, their sponsors, links and third party endorsements have been developed by parties other than Stand-Up Advisor. Stand-Up Advisor is not acting as a publisher or disseminator of the material contained on those other sites. If you choose to access or link other websites, you do so at your discretion.


All disputes or claims arising out of or in connection with the Stand-Up Advisor website, the Information, or the Terms shall be submitted to and be subject to the exclusive jurisdiction of the courts of Quebec. You submit to the exclusive jurisdiction of the courts of Quebec to determine any suit, action or proceeding arising out of or in connection with the Stand-Up Advisor website, the Information, or the Terms.

Renewal of Terms

Stand-Up Advisor may at any time revise these Terms and Conditions by updating the content and information on the website. By accessing the Stand-Up Advisor website you agree to such revisions and should therefore periodically visit this page to review the current Terms and Conditions to which you are bound. The last revision date for these Terms and Conditions: May 2010.